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Free cash is always a good thing. However, finding opportunities to earn money quickly is easier said than done. The good news is that there are several apps that offer a sign up bonus.
These can give your bank account a boost without requiring much effort. Although sign-up bonuses won’t replace your day job, they can help add some extra cash to your wallet.
Our Top Picks
| Company | Description | Sign Up Bonus |
| Fundrise | Invest in real estate for as little as $10 | $10 |
| Swagbucks | Get paid for various tasks | $10 |
| Rakuten | Get cash back on normal purchases | $30 |
Apps with Instant Sign-Up Bonuses
As you explore the following instant sign-up bonuses, remember that these bonuses are in order of biggest to smallest.
Also, it’s important to note that these bonuses can change depending on your location and when you sign up.
1. Fundrise
Fundrise is a platform that offers crowdfunded real estate investment opportunities. You’ll need $10 of your own money to get started. But once you sign up, Fundrise gives you a $10 bonus.
Through Fundrise, you can invest in eREITs or electronic real estate investment trusts, which offer several investment strategies, including fixed income, value add, opportunistic, and more.
Over 2,000,000 people have invested with Fundrise so far.
💰 Sign-up bonus: $10
2. SoFi Relay
SoFi Relay allows you to monitor your financial picture in one place.
When you sign up for the app, you can connect to your financial accounts through the straightforward mobile dashboard, track your spending, monitor your credit score, and set up money goals with a financial planner.
💰 Sign-up bonus: $10
3. Swagbucks
Swagbucks is a get-paid-to site that offers a $10 sign-up bonus. It’s one of the most popular ways to earn free money online.
After you sign up and get an account, you can earn by:
- Answering surveys
- Watching videos
- Shopping online
- Searching the internet
- Playing various games
- Testing new products
- Completing online tasks
Most of these tasks should take less than 15 minutes. However, you might find the available surveys somewhat repetitive.
As you earn with Swagbucks, you can redeem the points for gift cards or cash via PayPal to get money instantly.
💰 Sign-up bonus: $10
4. Survey Junkie
Survey Junkie helps you influence the development of new products and services when you share your opinions with them.
You can earn through Survey Junkie in two ways: by taking surveys about your product usage and by data sharing through SJ Pulse’s browser activity monitoring.
As a new user, you’ll get a $5 bonus after completing five surveys. And you’ll get an additional 10% of friends’ earnings when you refer them to sign up as well.
💰 Sign-up bonus: $5
5. BeFrugal
BeFrugal is a rewards site that offers up to 40% cash back at over 5,000 stores.
When you sign up, you’ll score free money instantly through a $10 bonus. Then, if you want to continue to grow your earnings, all you have to do is access your favorite store through the BeFrugal shopping portal.
Once you complete purchases through the portal, you’ll earn cashback.
As you build up your cash back, you can have it sent to you via your PayPal account, Venmo, check, direct deposit, or gift card.
💰 Sign-up bonus: $10
6. InboxDollars
InboxDollars offers plenty of ways to earn extra cash and a $5 registration bonus. This means you can get money instantly.
A few ways to earn free money include:
- Watching videos
- Answering surveys
- Taking the time to play games
The amount you’ll make varies per task, but it’s usually between $0.10 and $5. You’ll receive your funds via PayPal, Visa, or gift card when you want to cash out.
💰 Sign-up bonus: $5
7. MobileXpression
MobileXpression is a data-tracking app that gives you rewards for allowing your activity to be tracked.
Activity such as internet searches, websites visited, and apps used are tracked and shared anonymously with MobileExpression clients.
MobileXpression never shares your personal information with clients. You’ll earn points based on your activity, and you can use those points to get free gift cards.
You’ll get to choose gift cards from retailers such as Amazon, Target, and AMC based on the points you’ve earned.
💰 Sign-up bonus: $5 gift card or other offers for new signups
8. Ibotta
Ibotta is an app that lets you get cash back on grocery shopping and more.
What’s extra nice about Ibotta is that you can tap into cash-back coupons for any brand. As a result, you can stretch your dollars even further by buying a generic brand and stacking those savings with a coupon.
You’ll need a minimum balance of $20 to cash out via PayPal or a gift card of your choice. Want to learn more about Ibotta and how you can use it to get more money?
💰 Sign-up bonus: Varies (generally $5 to $20)
9. Branded Surveys
Branded Surveys offers a 100-point sign-up bonus. When it’s time to cash out, that equals a $1 reward. This is free money instantly in your bank account.
The company offers online surveys asking you for feedback about services and products you already use. When you reach 500 points, you can cash out via PayPal, direct deposit to your bank account or gift card.
Check out our full Brand Surveys review.
💰 Sign-up bonus: $1
10. Toluna Influencers
Toluna Influencers lets you share your opinion on products and services. When you sign up, you can earn a 500 welcome bonus.
However, while this is free money instantly, this bonus is worth less than $1. This makes it one of the lowest bonus opportunities on our list.
Site users complete surveys to earn points. Depending on the length, survey payouts can range from 15 to 50,000 points. Toluna also recently added games; sometimes, playing games can earn you points.
💰 Sign-up bonus: Less than $1
11. Shopkick
Shopkick offers a $5 welcome bonus to new users when you go through a sign up link. The $5 bonus comes in the form of 1,250 kicks.
You can cash out your kicks for a $5 gift card. Or you can start earning more kicks to build up your stash. You can cash out for one of dozens of gift card options when you have enough points.
💰 Sign-up bonus: $5
12. PointClub
PointClub lets you earn points for taking surveys and playing games. It’s free to join, and new members receive a 5,000-point bonus for signing up.
As with similar GPT apps, you’ll get awarded varying points depending on the survey or game you participate in.
You can trade your points in for check, PayPal cash, or choose from various retailer gift cards.
💰 Sign-up bonus: 5,000 points ($5 value)
13. LifePoints
LifePoints offers many ways to earn free money. It even provides a sign-up bonus of 10 free points. That equates to way less than a dollar when redeemed.
If you want to earn more points with LifePoints, you can do so through online surveys and polls.
You can redeem your points for $10 via PayPal if you have 1,200 points. Alternatively, you can redeem 550 points for a $5 Amazon gift card.
💰 Sign-up bonus: Less than $1
14. Upromise
Upromise makes saving for college easier by offering several bonus-saving avenues.
For instance, you can earn money for college by taking surveys. Or you can earn cash back when you use your Upromise Mastercard. You can also earn by linking a debit or credit card and dining at restaurants.
In addition, Upromise has monthly scholarship giveaways that help you pay for your college degree or your child’s college degree.
Also, there’s no cost to sign up or use Upromise, and no annual fee for the Upromise Mastercard.
💰 Sign-up bonus: $5.29 for account opening, $25 when you link a 529 plan.
15. Albert
Albert is a banking app that allows you to bank, save, and invest. This fintech app is not a bank but is powered by Sutton Bank.
There are no minimum balance requirements and no overdraft fees with Albert. You can get paid up to two days early with Albert.
And you may qualify for a $250 advance on your pay. The app helps you save automatically and lets you invest starting with just $1.
💰 Sign-up bonus: Varies for new account holders
Summary
An instant sign-up bonus can be a way to make money fast and give your cash flow a bit of a boost. When combined, the bonuses on this list can add up.
While some opportunities require a little extra effort or spending, others just stipulate that you sign up. As you evaluate the options, it’s important to read the fine print and choose the best bonus for you.
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